The FTC advises monitoring your credit report activity on all 3 bureaus.
Monitoring your online credit report frequently can help avoid fraudulent activity or stop a potential IDENTITY THEFT.
Having the best credit is important. Whether you're looking to buy your own home, get a new car, applying for a home equity loan or just need another credit card, your lenders will be checking your line of credit. Inaccuracies in your credit report can be costly in more ways than one.
Experian, Equifax and Transunion offer a credit report service where people can get their free credit report online.
Your Report Allows You TO:
Find out who has accessed your credit report
See the report lenders use most to qualify you for credit
See details on credit cards and loans opened in your
name, companies accessing your credit file, delinquent payments...