FREE BUDGET FORMS
Monthly Household Expense Planning Sample

Free budget forms help you have a carefully planned monthly budget which is essential in avoiding debt, getting out of debt and saving money.

The first step in order to build wealth is to learn how to control your finances.

The process is quite simple: subtract your total monthly expenses from your total monthly available income.

Without knowing exactly how much money you are making and where it is all going, it becomes near impossible to figure it out how to get your financial life in order.


But in order for your budget to work, it must be written down on paper and you must provide as much detailed information as possible. This includes your net income or take home pay and any outside source of income. Also all your fixed expenses (mortgage or rent, car payments, auto insurance, cable, internet service, trash pickup, credit card payments) and variable expenses (utilities, groceries, gasoline, entertainment, retirement or college savings, eating, gifts an so on.)

If after subtracting all your expenses from your income you come up with a negative number, you will need to work on cutting off or reducing your household expenses immediately.

The secret to success is having discipline to spend less money than you make. You must learn to live within your means and start a saving and investment plan as soon as you get out of red. Our free budget forms can help you accomplish that goal.

Free Budget Forms - Sample Household Planning



MONTHLY GROSS INCOME

Salary and wages 1:
Salary and wages 2:
Spouse Salary:
Bonuses and Fringe Benefits:
Child Support:
Alimony:
Social Security:
Worker’s Comp:
AFDC:
Retirement Income:
Disability Payments:
Unemployment:
Dividends:
Gifts Received:
Rental Income:
Interest Income:
Business Income:
Investing:
Income:
Other income:

TOTAL GROSS INCOME_________________________________________

Income Deductions

Health Insurance:
Savings:
401K:
Other Deductions:

TOTAL DEDUCTIONS__________________________________________

Total Gross Income minus Total Deductions________________________

MONTHLY AVAILABLE INCOME_________________________________

Housing Expenses

Rent:
Renters Insurance:
Mortgage:
Home Insurance:
Property Taxes:
Repairs:
Front/Backyard Care:
Other:

TOTAL HOUSING EXPENSES______________________________________

Utilities

Water:
Gas:
Heat:
Electric:
Phone:
Garbage:
Sewer:
Cable:
Internet:
Cell Phone:
Other:

TOTAL UTILITIES_____________________________________________

Children

Allowances:
Babysitting:
Camps:
Child Support:
Daycare:
Diapers:
Formula:
Recreation:
Sports Fees:
School Tuition:
School Supplies:
School Photos:
Team Fees:
Tutoring:
Other:

TOTAL CHILD EXPENSES________________________________________

Financial

Auto Loan #1:
Auto Loan #2:
Bank Loan #1:
Bank Loan #2:
Student Loans:
Credit Card #1:
Credit Card #2:
Credit Card #3:
Credit Card #4:
School Loans:
Bank Fees:
Safety Deposit Fees:
Other:

TOTAL FINANCIAL EXPENSES____________________________________

Transportation

Gasoline:
License Renewal:
Auto Insurance:
Maintenance:
Tires:
Oil Changes:
Tolls:
Taxi:
Bus Fare:
Other:

TOTAL TRANSPORTATION_______________________________________

Health

Doctor:
Dental:
Eye Care:
Annual Physical:
Prescriptions:
Glasses:
Health Insurance:
Life Insurance:
Other:

TOTAL HEALTH EXPENSES______________________________________

Household

Groceries:
Cleaning Goods:
Office Supply:
Pet Care:
Pet Boarding:
Vaccinations:
Supplies:
Other:

TOTAL HOUSE EXPENSES_______________________________________

Personal

Eating Out:
Clothing:
Haircuts:
Nails:
Salon:
Health Club:
Entertainment:
Movies:
Hobbies:
Magazines:
Newspapers:
Dues/memberships:
Gifts Given:
Charity:
Spending Cash:
Other:

TOTAL PERSONAL EXPENSES____________________________________

All Monthly Expenses

Housing:
Utilities:
Children:
Financial:
Transportation:
Health:
Household:
Personal:

TOTAL MONTHLY EXPENSES___________________________________

INCOME_____________________________________________________
minus
EXPENSES___________________________________________________

GRAND TOTAL_______________________________________________


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